AMERICA'S BENCHMARK · SINCE 1957

S&P 500 Index Fund Investing

Own a piece of America's 500 largest publicly traded companies — Apple, Microsoft, Amazon, Nvidia, and more. Low-cost index funds, QFS-secured custody, and 10.5% average annual returns since 1957.

10.5%Avg Annual Return
500Companies
$45T+Market Cap
$18.6BDividends Paid
INDEX FUND BASICS

What is the S&P 500?

The S&P 500 is a stock market index that tracks the performance of 500 of the largest publicly traded companies in the United States. It's widely considered the best benchmark for the overall U.S. stock market.

Market-cap weighted – larger companies have more influence
Rebalanced quarterly – always reflects top 500
Coverage: ~80% of U.S. stock market value
1957 2025
TOP 10 HOLDINGS

What You Own With S&P 500

These 10 companies make up ~34% of the index

10.5% AVERAGE SINCE 1957

Historical Performance

1 Year
+26.3%
2024 YTD
10 Years
+12.8%
Annualized
Since 1957
+10.5%
Annualized
S&P 500 Total Return Inflation Adjusted
Past performance does not guarantee future results. Data as of December 2024.
BENCHMARK COMPARISON

S&P 500 vs Other Asset Classes

S&P 500

+10.5%
Moderate
Long-term growth, diversified

Savings Account

+0.05% – 0.50%
Very Low
Loses to inflation

Bonds (10Y Treasury)

+4.2%
Low
Stable income, lower growth

Real Estate (REIT)

+8.7%
Moderate-High
Illiquid, property risk
$10,000 invested in S&P 500 in 1957 would be worth over $4,500,000 today with dividends reinvested.
LOW-COST INDEX FUNDS

Best S&P 500 Index Funds

Choose from the most popular, low-expense-ratio funds

VOO

Expense Ratio: 0.03%
$1.2T AUM
Vanguard S&P 500 ETF — most popular

IVV

Expense Ratio: 0.03%
$380B+ AUM
iShares Core S&P 500 ETF

FXAIX

Expense Ratio: 0.015%
$450B+ AUM
Lowest-cost mutual fund
POWER OF COMPOUNDING

What Would Your Investment Grow To?

Total Investment$130,000
Future Value (8% return)$331,000
Total Earnings$201,000
*Assumes 8% average annual return (conservative vs historical 10.5%)
DIVIDEND GROWTH

The Power of Dividend Reinvestment

The S&P 500 currently yields ~1.4% in dividends. When reinvested, dividends have accounted for nearly 40% of total returns since 1926.

1.4%Current Yield
40%Of Returns from Dividends
$18.6BQuarterly Dividends
Dividend Contribution
DIVERSIFICATION

S&P 500 Sector Breakdown

Technology28%
Healthcare13%
Financials12%
Consumer Disc.11%
Industrials10%
Consumer Staples8%
QUANTUM SECURITY

Why QFS Protects Your Investment

Post-Quantum Encryption

CRYSTALS-Kyber & Dilithium algorithms

Institutional Custody

Segregated accounts, cold storage

Lloyd's Insurance

$250M coverage for client assets

ISO 27001 Certified

Highest security standards

Trustpilot4.7 ★
SiteJabber4.5 ★
G24.6 ★
ISOCertified
REAL INVESTORS

Trusted by 125,000+ Investors

4.7 ★ 22,847+ reviews
★★★★★

"I've been dollar-cost averaging into VOO for 3 years. Up 35% total return. The QFS security gives me peace of mind."

Michael R.· 3 years · $87K portfolio
DCAVOOQFS
★★★★☆

"The platform makes index investing simple. I set up automatic monthly purchases and forget it. Great for retirement planning."

Sarah T.· 1.5 years · $42K portfolio
RetirementAuto-Invest
★★★★★

"Moved my 401(k) to an S&P 500 index fund. Lower fees than my old plan, and I can see exactly what I own."

David L.· 8 months · $210K rollover
401k RolloverLow Fees
COMMON QUESTIONS

S&P 500 FAQ

What's the difference between SPY, VOO, and IVV?
All three track the S&P 500. SPY has higher trading volume (better for options), VOO has lower expense ratio (0.03%), and IVV is identical to VOO. For long-term buy-and-hold, VOO or IVV are best.
Does the S&P 500 pay dividends?
Yes. The index yields about 1.4% annually, paid quarterly. You can choose to reinvest dividends (DRIP) or receive cash.
Is it a good time to invest in S&P 500?
Time in the market beats timing the market. The S&P 500 has returned 10.5% annually since 1957. Dollar-cost averaging reduces timing risk.
Can I hold S&P 500 funds in my IRA?
Absolutely. S&P 500 index funds are perfect for IRAs, 401(k)s, and other retirement accounts — tax-advantaged growth.

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